Mortgage Services

Mortgage Services

Residential mortgages: for people buying their main home or second home. As an independent mortgage brokerage we are able to source thousands of mortgage products. We understand how competitive the property market can be, so we manage the entire application, ensuring the mortgage transaction completes as smoothly as possible.

Residential remortgages: your current mortgage may have been the most competitive when you took it out. However, personal circumstances and interest rates change and it's likely there's a mortgage out there now that is far better suited to your needs. One of our advisers can confirm whether there is a more suitable or competitive deal for you.

Buy-to-let mortgages*: for people wishing to buy investment properties to let out to tenants. More and more people are investing in property as a long-term opportunity to make profitable returns, and as a way of saving for their retirement.

There is a lot to consider when deciding to invest in property. Our buy-to-let clients range from the first-time investor to the portfolio landlord. We have vast knowledge in this area and our experienced advisers will recommended the most suitable product for your needs.

*The FSA does not regulate some forms of buy-to-let mortgages.

Buy-to-let portfolio management: Once you have more than a few investment properties, creating a strategy that reflects your short-term and long-term objectives becomes even more important. At Mortgage and Investment Choices we will work with you and your professional advisers to review your portfolio regularly, and ensure your mortgage* arrangements complement your objectives.

*The FSA does not regulate some forms of buy-to-let mortgages.

Specialist Lending: As well as advising on mainstream mortgages, Mortgage and Investment Choices advisers are knowledgeable in niche products and the companies that provide them. Other specialist areas of advice include:

Bridging Finance
Offshore Finance
Multicurrency loans
Short-lease loans
Foreign-national finance
Overseas lending